Disclaimer
Past performance does not guarantee future results.
All financial planning involves risk. You should carefully consider your financial situation before making any decisions.
Last updated: September 14, 2025
General Information Only
The information on this website is provided for general informational purposes only and should not be construed as professional financial advice. We make no representations or warranties about the accuracy, completeness, or suitability of any information contained herein.
Nothing on this website constitutes professional financial, legal, or tax advice. Always consult with qualified professionals before making financial decisions that may affect your personal circumstances.
Limitation of Liability
To the fullest extent permitted by Australian law, we disclaim all liability for:
- Any direct, indirect, incidental, or consequential damages arising from your use of our services
- Any errors or omissions in the content provided on this website
- Any financial losses resulting from decisions made based on information obtained from our services
- Any technical issues, interruptions, or delays in service delivery
Information Accuracy
While we strive to maintain accurate and up-to-date information, financial markets and regulations change frequently. Information presented may become outdated without notice.
We make no guarantees regarding the accuracy, timeliness, or completeness of any information provided through our subscription service.
Users are encouraged to verify all information independently and seek professional advice before making financial decisions.
Financial Services Disclaimer
Our subscription service provides financial planning discussions and consultations. We do not provide specific investment recommendations or manage client assets directly.
All financial planning discussions acknowledge that investments can lose value and past performance does not guarantee future results.
Always seek independent professional advice from licensed financial advisors before making significant financial decisions.
Third-Party Links
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The inclusion of any link does not imply endorsement of the linked website or its content by poluariyps.
Client Experiences
Any testimonials or client experiences shared represent individual cases and outcomes. These should not be viewed as typical or guaranteed results.
Individual results may vary based on personal circumstances, market conditions, and adherence to financial planning recommendations.
Errors and Omissions
Despite our best efforts to ensure accuracy, this website may contain errors, omissions, or outdated information. We reserve the right to correct any errors and update information without prior notice.
If you identify any errors or outdated information, please contact us so we can address these issues promptly.
Jurisdiction and Governing Law
This disclaimer is governed by and construed in accordance with the laws of Australia.
Australian Law
All matters relating to this website and our services are governed by Australian federal and state laws, including relevant financial services regulations.
State and Territory Variations
Where state or territory laws differ, the most restrictive consumer protection provisions shall apply to ensure maximum protection for our clients.
Dispute Resolution
Any disputes arising from the use of our services will be resolved through Australian courts or approved dispute resolution mechanisms as required by Australian financial services law.
User Indemnification
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Severability
If any provision of this disclaimer is found to be unenforceable under Australian law, the remaining provisions shall continue in full force and effect.
Changes to This Disclaimer
We reserve the right to modify this disclaimer at any time. Changes will be posted on this page with an updated revision date. Continued use of our services constitutes acceptance of any modifications.
Acceptance of Terms
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Contact Information
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