Disclaimer

Past performance does not guarantee future results.

All financial planning involves risk. You should carefully consider your financial situation before making any decisions.

Last updated: September 14, 2025

General Information Only

The information on this website is provided for general informational purposes only and should not be construed as professional financial advice. We make no representations or warranties about the accuracy, completeness, or suitability of any information contained herein.

Nothing on this website constitutes professional financial, legal, or tax advice. Always consult with qualified professionals before making financial decisions that may affect your personal circumstances.

Limitation of Liability

To the fullest extent permitted by Australian law, we disclaim all liability for:

  • Any direct, indirect, incidental, or consequential damages arising from your use of our services
  • Any errors or omissions in the content provided on this website
  • Any financial losses resulting from decisions made based on information obtained from our services
  • Any technical issues, interruptions, or delays in service delivery

Information Accuracy

While we strive to maintain accurate and up-to-date information, financial markets and regulations change frequently. Information presented may become outdated without notice.

We make no guarantees regarding the accuracy, timeliness, or completeness of any information provided through our subscription service.

Users are encouraged to verify all information independently and seek professional advice before making financial decisions.

Financial Services Disclaimer

Our subscription service provides financial planning discussions and consultations. We do not provide specific investment recommendations or manage client assets directly.

All financial planning discussions acknowledge that investments can lose value and past performance does not guarantee future results.

Always seek independent professional advice from licensed financial advisors before making significant financial decisions.

Third-Party Links

This website may contain links to external websites for your convenience. We have no control over these third-party sites and are not responsible for their content, policies, or practices.

The inclusion of any link does not imply endorsement of the linked website or its content by poluariyps.

Client Experiences

Any testimonials or client experiences shared represent individual cases and outcomes. These should not be viewed as typical or guaranteed results.

Individual results may vary based on personal circumstances, market conditions, and adherence to financial planning recommendations.

Errors and Omissions

Despite our best efforts to ensure accuracy, this website may contain errors, omissions, or outdated information. We reserve the right to correct any errors and update information without prior notice.

If you identify any errors or outdated information, please contact us so we can address these issues promptly.

Jurisdiction and Governing Law

This disclaimer is governed by and construed in accordance with the laws of Australia.

Australian Law

All matters relating to this website and our services are governed by Australian federal and state laws, including relevant financial services regulations.

State and Territory Variations

Where state or territory laws differ, the most restrictive consumer protection provisions shall apply to ensure maximum protection for our clients.

Dispute Resolution

Any disputes arising from the use of our services will be resolved through Australian courts or approved dispute resolution mechanisms as required by Australian financial services law.

User Indemnification

Users agree to indemnify and hold harmless poluariyps and its representatives from any claims, damages, or losses arising from misuse of information provided through our subscription service or violation of these disclaimer terms.

Severability

If any provision of this disclaimer is found to be unenforceable under Australian law, the remaining provisions shall continue in full force and effect.

Changes to This Disclaimer

We reserve the right to modify this disclaimer at any time. Changes will be posted on this page with an updated revision date. Continued use of our services constitutes acceptance of any modifications.

Acceptance of Terms

By using this website and our subscription services, you acknowledge that you have read, understood, and agree to be bound by this disclaimer and all applicable terms and conditions.

Contact Information

If you have questions about this disclaimer or need clarification on any terms, please contact us using the information below.

contact@poluariyps.com

+61 955-788-772

Level 15, 123 Collins Street, Melbourne VIC 3000